The TK Maxx
chain of shops has had over 45 million customer credit card details
stolen from it. The company cannot even say with certainty what the
damage is because some of its own records have been deleted.
The shop's parent company, TJX Companies, has
submitted a regulatory filing to US financial regulator the
Securities and Exchange Commission (SEC). In it the company told
how hackers broke into its system and stole the details of 45.7
million customers.
That filing makes it clear that UK customer
details are almost certainly part of the thieves' haul. "We believe
that information was stolen in the Computer Intrusion from … a
portion of our computer systems in Watford, U.K. that processes and
stores information related to payment card transactions at T.K.
Maxx in the United Kingdom and Ireland ('Watford system')," said
the filing.
The
incident is already being called the biggest data breach ever and
fraudulent transactions resulting from it have been logged in a
number of US states, Hong Kong and Sweden.
"We suffered an unauthorized intrusion into
portions of our computer systems that process and store information
related to customer transactions that we believe resulted in the
theft of customer data," said the filing. "We do not know who took
this action and whether there were one or more intruders involved,
or whether there was one continuing intrusion or multiple, separate
intrusions."
TJX said that around 75% of the cards had
their numbers blacked out or will have expired by now, but the firm
did admit that the hackers could use decryption tools to uncover
hidden numbers.
The hackers were able to steal the information
because of a flaw in the TJX computer payments network. Hackers had
access to data in 2005 and 2006.
TJX is unable to give exact details of all the
lapses because it destroyed many of the relevant records after a
fixed period of time.
Also stolen were driving licence and other
personal information on a further 450,000 people. Those records are
believed to belong to people who returned goods without a
receipt.
TJX reported that there had been a breach in
January. Customers who shopped between January 2003 and June 2004
are at risk of having had their data stolen.
The company has said that the actual number of
people affected could rise even beyond 45 million.
Several states, including the tech hub of
California, have a legal requirement that companies alert customers
when there has been a data breach, but there is no federal law to
that effect in the US.