Recent insurance cases

See also: alphabetical list of all insurance case reports

• Homeserve v HMRC (25/07/2008)
  The amount charged to an insured for arranging and administering a taxable insurance contract was not payable under a "separate" contract and so was chargeable to insurance premium tax.
• Whiteley Insurance Consultants (25/07/08)
  The court gave directions to the liquidators of an insurance intermediary on how to deal with claims brought by policyholders who had been sold unlawful travel insurance policies.
• Kamidian v Holt (27/06/2008)
  In the context of fine art insurance where provenance could not be proved, there was an implied representation that the item was generally accepted by the art world to be an authentic Fabergé egg clock.
• Bedfordshire Police v Constable (20/06/2008)
  A public liability policy covering sums the insured "may become legally liable to pay as damages" covered a police authority against liability to pay statutory compensation to claimants whose property had been damaged during a riot.
• Ramco v Weller (13/06/08)
  Damages representing what would have been recovered from insurers were payable by a broker who failed to obtain appropriate cover for bailed goods. The claimants had the same duty to account to the owners of the goods as if the damages were insurance monies.